How to save money while feeling good about yourself
Whether you have a big investment in perspective or your finances have taken a hit in recent months, cutting back on daily spending is one of the most widespread New Year’s resolutions; An almost mandatory objective during steep January slopes. matter of How to save money It usually seems boring and full of sacrifices, but here it supports all the rules that I will explain below: It is not about not spending, but about doing it consciously; Proposal a A year of low purchases instead of a No-buy year (Something that can lead to a large dose of frustration and we all know that, sooner or later, we will fail to comply, with the attendant guilt and eventual rebound effect after sanctions). And yes, we know we like rules—habits, if you will—whether it’s having more spirit and energy every day or keeping our teeth whiter and spotless. Below we share the most effective points related to the million-dollar question: how to save money without sacrificing our well-being and quality of life.
#1. Check your bank account charges daily
We encourage you to approach the bank application with the same naturalness as you access your social networks. Doing this regularly will help you understand ‘How your money goes’ And manage it more properly. Additionally, there is a type of scam that runs over time that involves making small sporadic charges to your account; Keeping an up-to-date identification of each amount will help you avoid this. Finally, among the advice of savings experts, it is worth using it applications Like: “Tandem, which links to your bank account and analyzes your spending.”
#2. Walk and run outside
The first part constitutes one 20 Beauty Tricks I Copied From My French Friends: if there is a destination you can reach on foot, go for a walk; Going without taxis and public transport is not only good for your economy, but your health will thank you. These same reasons come under the running part. If you sign up to go to the gym to run On tap, cancel that subscription: Your city is a better view. There is always a park or clear area near the house where you can exercise outside, and as the saying goes Coach Wellbeing Amagoya Izaguirre, “We should aspire to live more active lives and connect with nature; It reconnects us with who we are, it provides us with creativity and well-being.”
#3. Check all your subscriptions and cancel without mercy
Seriously, how many media platforms do you subscribe to that you even visit? once a month? If you’re still a subscriber because you’re waiting for a new season of your favorite series to premiere, cancel: you’ll have time to reactivate your subscription when it does. Think about how these types of services have increased your fixed expenses in recent years… it would be worth it to continue paying for something you really enjoy regularly.
#4. Organize your closet
One for clothes, one for cleaning products, one for sheets, one for makeup products (according to this guide) and also the pantry. Not only will you free yourself from a giant mental stress and will decrease visual sound, but you’ll be able to keep a fairly accurate inventory of everything you have and what you’re missing. This way, you’ll avoid duplicate purchases and get the most out of what you have, which is a great way to save.
#5. Buy and sell clothes on second hand platforms
For shopping, they say that cheap is expensive, but this maxim does not generally apply in the shopping market. used up. Thanks to the second-hand September movement, it is possible to leave Fast fashion Forever managing to dress better than ever and investing in clothes smarter; Test it out! Additionally, you can find it on Vinted and Wallpop Second hand luxury pieces Or rarely used, high quality clothing which will last you for many years at an affordable price; It will reward you in short and long term.
On the other hand and following the previous rule, we recommend that when you plan the dressing room you put For sale anything you haven’t used in more than a year, isn’t your size and/or you’re sure you won’t use again.. Offer it on resale platforms even at a nominal price, and if you’re lazy, send photos to your friends and family through WhatsApp groups; Only then can you ensure that they end up in the hands of someone who actually wants and is going to use them. Of course, if the pieces in question are luxury, it may be worth spending the time necessary to sell them on Vestier Collective. And with the money earned, buy only what you need, one of the 4 keys to avoiding consumerism.
#6. Stick to the budget
Do not spend more than is necessary in the present, counting on the fact that you will earn more money in the future; Living beyond our means is never positive. The ideal is that you pay attention Actual budget Which you can accomplish without major difficulties, free of unnecessary expenses. Going back to rule number 1, establish a Limit figure of which your bank balance does not decrease at the end of the month and try daily to adjust it.
#7. Ask for a raise
Maybe it’s time for a raise—it might have been years ago—and your superiors haven’t even considered it. go there 9 keys of one Coach Managers to succeed in difficult conversations And try it; As they say, you already have a ‘no’.
#8. Don’t neglect what stays at home
Bring elegant underwear, pajamas and robes; Use high-quality towels and bathrobes; Use the best service you have on a daily basis to eat or drink coffee; Maintain order and cleanliness at home… All those aspects that are not visible are essential to your well-being, especially with the number of hours we spend at home. It’s not about making a financial investment in them, but about taking care of them to enhance your quality of life: Feel better about yourself and avoid filling up empty space by buying things you don’t need.
It is one of the best applications To help you eat a healthy and balanced diet (according to nutritionists), which aims to avoid food waste from supermarkets, bakeries, fruit shops or restaurants. Thanks to that, for less than three euros you can buy package Stop perishable food in your neighborhood and end up in the trash at the end of the day. It is ideal to go to fruit and vegetable shops (they will give you package healthiest possible), Freeze food that allows it and cook the rest as quickly as possible. It requires a little organization, but it will allow you to save money, fight waste, and introduce foods into your diet that you wouldn’t normally eat.
#10. Eliminate unnecessary expenses, no matter how small they may seem
Some of the rules already mentioned are mentioned here, but they are so important that they deserve a separate mention. You have to eliminate all those seemingly minimal but unnecessary expenses, and most of the time it’s enough to be a little foresight: Prepare meals at home the day before Instead of buying ‘anything’ near the office; Drink coffee at home Or carry a thermos with you instead of ordering coffee to go; Go out and walk on time Instead of taking that taxi… it all adds up, and you’ll see it when you start practicing rule number one.
(TagsToTranslate)Wellbeing
