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Enhanced Retirement Savings Available! But what should you really do? We explain to you

Access property of his residence There is a crucial milestone in making a fortune. Turning rent payments into a sustainable investment means that, in retirement, you will benefit from not having to pay rent, Thus your financial capacity increases. Additionally, housing costs will be limited to maintenance costs and local taxes.

It is to be published Acquisition of main house Associated with significant tax benefits, which allow significant savings. In particular, on sale, this property is exempted from capital gains tax, without limitation of social contribution. In the event of inheritance, the deceased’s estate benefits from a 20% reduction under certain conditions.

Opt for one Life insurance Another advantageous strategy is to offer favorable tax terms Building savings And Transmission of inheritance. This system is particularly relevant for accumulating savings over the long term, while benefiting from favorable taxation after eight years and facilitating the transfer of property without inheritance tax.

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The Personal Retirement Savings Scheme (PERin), introduced by the Pacte Act, is intended to encourage saving for retirement. It is characterized by its flexibility, which offers the possibility of transferring savings and the choice between distribution in the form of capital or annuity after retirement.

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investment SCPI yield Allows for asset diversification thanks to corporate real estate. This option makes professional real estate accessible to investors, allowing them to gradually build real estate wealth.

The Rental investment, with its attractive borrowing rates, presents itself as a safe option for building sustainable assets. On the other hand, theInvesting in start-ups Now accessible to a wider audience thanks to crowdfunding, giving investors the opportunity to contribute to the development of new innovative companies from modest sums.

Adopting one or more of these strategies can make a significant difference Improve your retirement savings, providing you with financial security and the potential for a substantial inheritance for your loved ones. The importance of planning ahead and choosing investments that best suit your financial goals and personal situation cannot be understated.

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