Matarezo/Andia.fr
Analysis – Faced with competition from term accounts and leveraged accounts, insurance companies are stepping up their efforts. Euro funds are experiencing historical rate increases.
Savers can rub their hands. The Euro Fund is reviving its life insurance contracts. First rate announcements for 2023 for a large number of players are around 3%: Garens 3.50%, La France Mutualiste 3.70%, MACSF and Generali 3.10%, GMF Vie 2, 80%, Milleis Vie 2.75%…
In 2020 and 2021, this major savings investment, guaranteed in capital, returns a measly 1%. Those days seem to be over now. “Remuneration will be substantial this year, Welcomes Antoine Delon, President of Broker Linxea. Insurance companies are struggling to stay competitive in a rapidly changing rate environment. And that’s good news for savers.”
Also readLife insurance: rate hike for savers finally
The yield increase is of the order of 0.8% in a year. Last year, the Euro Fund returned an average of 1.9% (17.2% before social security contributions). For 2023, average yields are expected to be between 2.5% and 2.7%, according to Good Value for Money forecast…
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