Where to invest your savings in 2024? Fortuny’s recommendations on financial and real estate investments

In 2024, we should Choose your financial and real estate investments wisely. The objective is to increase your savings to better anticipate your future projects. Well, here are Fortune’s recommendations this year in terms of savings.

Euro Fund and Dated Fund for Life Insurance and PER

Wealth management firm Fortuny has given its recommendations on financial and real estate investments in 2024.. A life insurance contract or PER (Retirement Savings Plan) has a special guaranteed Euro fund. Note, however, that these are not the same investment vehicles as CUs (units of account).

Obviously, some Euro funds perform less well than others. They don’t even reach the market average, ie -2.5%. On the other hand, the best Euro funds offer higher returns. This is especially the case CORUM Euro Life shows a net fee of 4.45% (before tax).

Alternatives to Euro funds exist such as dated bond funds. They differ from other financial investments (in stocks) with their better performance and more measured risk profile. According to Antoine Cesari, co-manager of Fortuny, the best-dated funds in the market offer double-digit returns for the 2023 financial year.. They are specifically aimed at investors seeking better performance than Euro funds with limited risk.

Similar to Euro funds, dated funds can be held in a life insurance contract or PER.

Investment in SCPI (Stone and Paper).

Among the investments favored by the Fortune firm, in particular, is stone-paper. We are talking about placement in SCPI here (Real estate investment company). Although many SCPIs are forced to lower their share prices in 2023, some of them stand out from the crowd. The

indeed, The best SCPIs on the market are capable of delivering delivery rates oscillating between 6% and 7%. This is double the remuneration of Liverate A and LDDS. In contrast, returns of SCPI are not guaranteed.

To identify a solid and promising SCPI, various parameters should be considered. It will be necessary to examine their investment strategy, their management history as well as their rental property structure. The same goes for the structure’s debt ratio.

Investing in stock market like CAC 40

The year 2023 was marked by a strong performance recorded by the international stock markets. is at the top of the list CAC 40 With that An unbeatable performance of over 16.5%. Made up of 40 stocks with the largest market capitalization in Paris, the latter was reached 7,653 points last year A new record has never been set!

However, investing in the stock market carries the risk of capital loss, and not the least. Hence the need to consult a financial advisor. At Fortuny, A CGP (Wealth Management Advisor) offers you packages according to your needs and objectives. These are structured products.

Fortune CGP supports you till the maturity of your investment. Especially since you will be notified as soon as new opportunities appear. You will only need to make an appointment in advance before starting.