Is now a good time to buy? As always, and perhaps more than usual, it is better to make a substantial contribution and negotiate well with your bank. “Banking institutions are always reluctant to lend and sellers are often tied to their price… but things are changing a bit at the beginning of the year! » Notes Nicolas Bosquet, notary in Côtes-d’Armor and member of the Interdepartmental Chamber of Notaries of Brittany.
“Inventory for sale appears to be slowly replenishing, prices are falling in many areas, credit rates are stabilizing… and thermal strainers can sell for 15 to 30% less than comparable properties in the market », he notes. These homes will represent one in five properties put up for sale, according to real estate advertising site SeLoger. Will they represent a bargain for buyers, despite their poor quality insulation? “If you are a first-time buyer and you intend to make it your principal residence, or your secondary residence, or if you are a renter the question does not arise in similar terms”
.In this third case, you should keep one thing in mind: from 2025, the Climate and Resilience Law will ban the renting of housing with DPE (Energy Performance Diagnosis) class G. The same is for Category F from 2028 onwards. Therefore, buying a thermal strainer can be a good deal if you plan to carry out proper renovation work within the allotted time. Especially since the government announced this Monday, February 12, that the bias in the DPE will be corrected and certain dwellings of less than 40 m² will be better classified.
But be careful: the scale, and sometimes the complexity of the work to be carried out (especially when the property is in joint ownership) can be a headache. This is why many homeowners give up and agree to take a loss in the value of their apartment or house by putting it up for sale today. So keep this in mind if you are planning to buy a thermal strainer to rent it.
But if you are ready to face the complexity of this task, because you are in no rush to rent it or you plan to make it your second home, then it may be the ideal time to buy a thermal strainer! “Today, buyers of this type of property are in a strong position in the real estate market. So they can negotiate more easily and impose their terms. The savings made in this way can allow them to partially finance energy renovation work, keep the property they love and reduce their future energy bills.Nicolas Bosquet directs.
The right choices remain to be made for this energy renovation task. Ademe (Environment and Energy Management Agency) advises turning to Francerenov, but also to ANAH (National Housing Agency) to identify support measures that may be appropriate. and emphasizes that the energy and economic benefits depend on the ambition of the renovation project. His advice? Favor global renovation or two phases of work to anticipate and coordinate work to more easily achieve desired performance.
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